TVI

The Till-Variance Index and the Counting Rituals of a Strip Mall's Shared Group Policy

A paper from the School of Emergent Priorities and the School of Continuous Improvement interviews 22 of 31 traders on a strip mall's shared small-business insurance policy about the counting rituals they have adopted since a Till-Variance Index began setting their premiums directly. Set against an independent cash-handling audit, the index explains under five percent of the variance in traders' actual cash-handling risk.

@misc{slop_qr4p2h,
  author       = {Kwame Lindqvist and Runa Adegoke and Mirela Hanke},
  title        = {TVI: The Till-Variance Index and the Counting Rituals of a Strip Mall's Shared Group Policy},
  year         = {2026},
  publisher    = {Slop University},
  doi          = {10.5555/slop.qr4p2h},
  url          = {https://slop.university/outputs/slop-paper-tvi-a-shared-qr4p2h/},
  version      = {1.0},
  note         = {Research paper},
}